UK Home Office White Paper Reveals Post-Brexit Immigration Rules for EU and Non-EU Migrants

In a major shake-up to the immigration rules, thousands of low-skilled migrants could come and work in the UK for up to a year under proposed new post-Brexit migration rules.

The low-skilled migration programme is intended to protect parts of the economy reliant on overseas labour until 2025.

British Home Secretary Sajid Javid told the press that the new system would be based on UK needs rather than where migrants were from and show the UK "open for business".

Announcing what he said would be the biggest shake-up of immigration policy for 40 years, Mr Javid has moved away from a "specific target" for reducing numbers coming into the UK, net migration would come down to "sustainable levels", he said.

The government White Paper - a document setting out proposed new laws before they are formalised in a government bill and law - includes:

• Removing the cap on the number of skilled workers, such as doctors or engineers, from EU and non-EU countries
• A consultation on the minimum salary requirement of £30,000 for skilled migrants seeking five-year visas
• No visas for visitors from the EU
• Phasing in the new system from 2021

The Home Secretary said the proposals would enable the UK to exercise control over its borders and "deliver on the clear instruction" of the British people when they voted to leave the EU.

The ending of free movement from the European Union forms part of Prime Minister Theresa May's Brexit deal.

Lower-skilled and unskilled working migrants will no longer be able to come to work in the UK from Europe and automatically settle permanently the government says.

A "transitional measure" will allow people from "low-risk countries" in Europe and outside the EU will be able to come to the UK, without a job offer, and seek work for up to a year on a temporary visa, similar to a working holiday arrangement.

The new scheme will help fill vacancies in sectors such as construction and social care which are dependent on foreign labour. Ministers fear these sectors will struggle to adapt when free movement of labour ends.

There will be a "cooling off period" after a year of temporary work, meaning people will be expected to leave at that point and not to apply again for a further 12 months.

Applicants will have to pay a fee and will not get access to public funds or be able to switch to any other migration visa scheme.

The numbers being admitted on the one year scheme could be "similar" to the 170,000 workers from outside the European Economic Area currently in low or unskilled roles, it is estimated.

Critics, such as Migration Watch, argue that there was no way of making sure people left after a year and the immigration figures, which do not include people in the UK for less than a year, could be distorted as a result.

"It is shocking that the government should have caved in so completely to the demands of industry while ignoring the strong public desire to get immigration down," said Migration Watch chair Lord Green.

"The chief winners will be business, as they exploit the bonanza of a huge new pool of labour from around the world while continuing to avoid their responsibility to the public to recruit and train up local talent."

The curbing of free movement is expected to work both ways affecting Brits who want to work in Europe. The EU has not given any blanket assurances to Britons living in other EU countries instead leaving it to individual member states to set their own rules.

See also:

UK Government To Change Visa Rules For Doctors And Nurses


London Tops University Destination For International Students

Watch out for my new book, which will be launched in 2019, Yes, Money Can Buy You Happiness.

Irish Citizens will retain UK free movement rights after Brexit

Prime Minister Theresa May will give free movement rights to Irish citizens after the UK leaves the European Union, according to the Sunday Telegraph.

The paper is calling the offer a “Schengen” style deal between Britain and Ireland, although this would go beyond a border-less travel area. However, we are still awaiting the Government’s formal proposal to the EU on sensitive issue of the Northern Irish border, straddling miles of country roads and farmland.

Although it has barely been mentioned, Britain and Ireland, along with the Isle of Man and the Channel Islands, has enjoyed an open border area since 1923, almost 50 years before they joined the Common Market - the free trade area which evolved into the European Union we know today. The Common Travel Area (CTA) allowed Irish citizens to live, work and remain in the UK as settled residents without filling in Indefinite Leave to Remain forms.

Many of my own Irish relatives came to the UK in the 1960’s with no passport and never needed one to travel back and forth between Britain and Ireland. In the 1950's and 1960's, it was the Irish who did the jobs the British workers did not want to do, such as road construction and care.  

I had many childhood holidays in Ireland long before I eventually applied for my first British passport.

There is also talk of CCTV cameras and automated number plate technology to track the movement of goods in vehicles across the Irish border, as part of a lighter customs regime.

With unelected EU officials playing a game of pre-negotiation hardball, it looks like the UK will have little option but leave the single market and customs union in a so-called hard Brexit.

The Brexit negotiations are creating uncertainty in the markets and with EU migrants, even though Theresa May announced that they are welcome to remain in the UK indefinitely.

The number of EU, as well as non-EU nurses applying to work in the UK has fallen dramatically, and thousands of British nurses are taking jobs overseas in countries like Australia, New Zealand and Canada.

See also:

EU migrants welcome to remain indefinitely

EU nurses coming to the UK drops by 90% since Brexit

Cyprus, the fastest route to EU citizenship and European passports for you and your family

Fines issued to landlords under right-to-rent offences

Turn Your Passion into Profit

Buy Property With None Of Your Own Money....

You can obtain the report free, by clicking here... 

Pop star Lily Allen in NHS immigration spat on Twitter after her two-year-old daughter had to wait to see a doctor at A&E

Singer songwriter Lily Allen has once again got involved in a public dispute on social media, this time over an argument about immigration after criticising NHS cuts after her daughter's wait at accident and emergency (A&E), the Daily Mail reports.

Lily Allen

Lily, 31-year-old said she took her two-year-old daughter, Marnie, to hospital after she impaled her neck on railings, but was put out when they had to wait  (like the rest of us) despite having a serious injury.

Then Allen, who launched her career on social media sites, such as My Space (remember them?). got into an online row with a Twitter user who blamed the NHS wait on immigration.

A Twitter user, - Twitter handle is @Trumpskins2016 - tweeted that Ms Allen did not care about 'preserving' English heritage because she is rich. 

Lily, who has 5.9 million followers on Twitter handle +Lily Allen, picked up the tweet and hit back: 'What do you mean when you speak of heritage, and also how you have come to the conclusion that money gets in the way of caring about it? '

The user, who must have been ecstatic to receive a reply, escalated the argument: 'You're rich so the impact of mass immigration doesn't effect you. People have been saying this to you over and over again.'

Lily defended her stance: 'I doubt it's fault of immigrants that you can't get someone to procreate with you. If that is the type of heritage you are referring to.' 

The user came back with: 'like to see how Lily would react to tons of immigrants being moved to the area she lives.'

Lily revealed that she lived in London near 'lots of immigrants' and had 'no problems'.

On her Twitter feed Lily says she lives near Greeks, Japanese and Scandinavians.

Specifically pointing to her daughter's hospital wait, the user then said: 'The UK is overcrowded. Liberals like yourself have allowed it to happen.'

Lily wrote: 'My daughter wasn't seen because the hospital, like most in the UK, are understaffed because of cuts, not because of immigrants.' 

Lily said that she has seen the decline in the NHS and added that the number of midwife visits has gone down.

The mother-of-three added: 'I've seen its decline. When I had my first baby, the midwife came every day.

'Only three years into a Tory government we had one visit. It was pretty bad. It's horrendous.' 

Lily has previously criticised the NHS four years ago after she claimed she had received lack of attention when she gave birth to Marnie, who was two at the time of the 2015 incident.

Writing on Twitter: 'After speaking to the Brent midwifery team at 7 this morning, I was told to stay in all day and someone would be over to weigh my baby and do a jaundice assessment.

'Waited all day, and nothing, not even a phone call.'

She told followers: 'I don't mean to moan and I know how over stretched the health service is. But I can't help but think about how mothers with less support, both financially and emotionally are meant to cope.' 

The NHS, which is barely out of the news, would probably not be able to function without migrant workers in every department. Nurses are still being recruited from the EU and countries like India and the Philippines.

In other news, the EU Brexit bill is proceeding after a stumbling block in the House of Lords and Prime Minister Theresa May could trigger the 'Article 50' official leaving process this month.

Three million EU nationals living in the UK are still unsure of their fate, prompting thousands of European migrants to apply for indefinite leave to remain and UK citizenship.

Most I speak to have no intention of leaving and plan to settle in the UK. Unlike many EU countries, the UK has jobs, unrestricted access to healthcare and welfare and jobs.

See also:

UK net migration drops but immigration from Romania and Bulgaria soars

Minimum £18,600 income for foreign spouses lawful "in principle", Supreme Court rules

Turn Your Passion into Profit

Free CD SET - UK BUY TO LET BOOM 

Post Brexit update as low pound attracts UK tourist spending boom

The fall in the British pound following the vote to leave the EU has attracted even higher levels of tourists to the UK on shopping sprees, causing a leap in tax-free spending by overseas visitors, according to figures published in the Guardian.

Leading tax-free shopping company Global Blue said visitors from Asia and the US have been taking advantage of how much further their own currencies will go in the UK since the June referendum. It reported a 7% year-on-year increase in UK international tax-free shopping in July.

Countries such as Japan, Indonesia and the US were the nations that accounted for the biggest increase. Spending by Japanese visitors was up 96% in the UK compared with July 2015, while travellers from Indonesia spent 88% more than last year on tax-free shopping.

Chinese tourists’ spending was up just 6% for July, but the country still accounted for the largest portion of spending overall, with a 32% share.

Big Ben, London

The figures mirror advice by the Office for National Statistics last week that there were signs the fall in the pound since the referendum, which has made holidaying in the UK cheaper for overseas visitors, had attracted tourists on shopping sprees for luxury goods. Sales of watches and jewellery in July were up 16.6% on the same month last year, according to those official figures. The tourism boost combined with better sales of summer clothes to help drive an overall bounce in retail sales in July.

London certainly looks busier than ever as UK tourist’s crowd into attractions such as Buckingham Palace, Trafalgar Square and the British Museum.

Even if the hotels are fully booked, you can book accommodation with AIRBNB, which has been gaining popularity in the UK and keeping the hotel owners on their toes!

Despite predictions of doom and gloom by remain campaigners, the stock market is up, the UK economy is surviving and looks set to thrive outside of the EU.

However, people of Irish decent and clamouring for Irish passports and there has been a surge in the number of people applying to emigrate to Ne Zealand.

Over 10,500 Britons have inquired about emigrating to the country since the Brexit vote, the New Zealand Herald has revealed, more than double the number of the same period last year.

During the 49 days following Britain’s vote to leave the EU, 10,647 people from the UK registered with Immigration New Zealand, compared with 4,599 in 2015. On 24 June, the day immediately following the vote, the website received 998 British registrations, almost 10 times as many as the previous day’s tally of 109.

Registering with the New Zealand migration website allows would-be British émigrés to check whether their skills are in demand and if they meet immigration requirements. On the list of immediate skills shortages, New Zealand has urgent vacancies for poultry farmers, bakers, ski instructors, dentists and upholsterers, and others.

In other Brexit news, the majority of Britons – including those who voted to leave the European Union – want EU nationals living in the UK to be allowed to stay in the country after leaving the EU, according to a new poll.

Even though immigration was the main issue put forward by the Leave campaign, 77% of those who voted for Brexit and 78% of Ukip supporters agreed EU nationals currently here should be allowed to remain living in the UK.

Whilst 62% of those polled wanted to see a reduction in the number of unskilled migrants coming to the UK, a majority did not want to reduce the influx of highly-skilled migrants, such as engineers, as well as nurses and doctors needed to fill shortage occupation job vacancies in the NHS.

For information on a free online marketing course on how to survive and thrive in the digital economy and discover the truth about how to make money online, click here.

Is this the end of the EU?

The EU is in turmoil following Brexit vote

French and Italian leaders plot against Merkel to force end German austerity measures

UK could deport 500,000 non-qualifying EU citizen migrants

Could this be the start of a EU meltdown?

Leaders of several EU nations have ‘had  enough’ of Chancellor Angela Merkel and German domination. Could this be the trigger that sets in motion the breakup of the European Union as we know it?

Greek, Spanish, Italian and even French leaders are plotting to take more control of the budget from Germany, the most powerful European nation, in a bid to end tough austerity measures in Southern Europe.

Greece, Portugal, Spain and Italy are suffering from poor economies and mass unemployment, which is one of the reasons why the UK had over 180,000 migrants from the EU last year. However, France has been a strong German ally even though its economy has been sluggish for years.

The UK has jobs. For instance, NHS has recruited thousands of Spanish and Portuguese Doctors, Nurses and Healthcare Assistants, and London’s bars and restaurants are full of EU workers. Hospitals are now recruiting non-EU Nurses from the Philippines to fill thousands of NHS vacancies.

European nations, along with the German people, are not happy with Merkel’s open door immigration asylum policy. Merkel’s open invitation caused the mass migration of millions of refugees desperately marching across Europe and dying in rafts on the Mediterranean last year.

The revolt against Germany, coupled with the UK Brexit vote, could lead to a collapse of the current EU format where richer countries prop up ailing economies which mismanage their money and produce little of value other than tourism and agricultural produce.

A new report last week warned that half a million migrants from the EU, could be forced to leave Britain following the Brexit process, sending a shiver of fear down the spines of European and non-EU partner migrants hoping to settle in the UK or exercise free movement rights under EEA regulations.

The immigration Ponzi scheme

The Germans actually need immigrants to boost their low birth-rate population and import younger workers to pay taxes, which support millions of state funded pensioners. In effect, they are mirroring a Ponzi scheme by paying pensions with new money from workers who will also qualify for state pensions in a few years time.

Fraudster Bernie Madoff

A Ponzi scheme is an illegal, fraudulent investment operation where the operator pays returns to its investors from new capital paid to them by new investors, rather than from profit earned from the investments. The scheme, named after the 1920’s fraudster Charles Ponzi, attracts investors by offering high than average returns.

People, it seems have short memories. More recently, the stockbroker Bernie Madoff ran the same Ponzi attracting billions of pounds from the public and celebrity investors before his arrest and subsequent life sentence 2008.   

Other EU countries, including Britain, have similar ‘pension time bombs’ with a falling number of people in work directly funding a growing number of retired people who are living far longer than was expected when state pensions were conceived after the war.

By the time younger taxpayers reach retirement age there will be little left in the pot for them, and private sector employers are no longer providing the blue chip final salary pension schemes the previous generation enjoyed.

Today’s generation will be forced to make their own way in life or work until they drop, and there will be no more ‘jobs for life’. As the famous investor Warren Buffet put it, “If you do not have passive income, you will work until you die”.

People will have to change occupations and retrain several times during their careers, as well as developing a more entrepreneurial mindset. Some may turn to additional part-time work or home-based businesses, such as online marketing, MLM or network marketing to earn extra cash.

Fortunately, the internet has opened up a new world of learning, working, socialising and doing business. We no longer need to go back to school or university to learn new skills. We can work from home, start a business or find a new life partner all from the comfort of our home.

At the click of a mouse, you can now find everything from a short instructional video to a full degree course online. If you would like more information on a free course on how to survive and thrive in the digital economy and discover the truth about how to make money online, click here.

See also:

Half a million EU migrants may be forced to leave UK post Brexit think tank claims

NURSES WHO HAVE TRAINED OVERSEAS AND NOW WORK IN THE UK - I NEED YOUR HELP FOR A RESEARCH PROJECT

Bank of England cuts UK base interest rates to .25% and pumps more money into the economy 

Update for Croatians who want to work or study in the UK

Croatian nationals are still confused about the rules and regulations when it comes to working or studying in the UK. After all, they are members of the European union but do not have complete 'free movement of labour' rights in many EU countries.

The seven-year restriction, which was also applied to Romanians and Bulgarians when they joined the EU, means that whilst they are free to enter Britain without a Visa and set up a business or study, they cannot take a job on an employed basis without permission from the Home Office. 

There are jobs available under permits, sometimes called purple cards, which are detailed on the Home Office website. For instance, you can quite easily obtain a work permit as a Nurse working for the NHS, as there is a shortage of nurses in the UK. But you will not get a work permit for a lower skilled job, such as a care worker or waiter in a restaurant.

The rule was introduced to regulate migration from newly joining countries from Eastern Europe following the unexpected mess migration from countries like Poland after the first expansion in 2004. At this time, nations like Germany France and Spain applied similar restrictions, which led to millions of migrants going to the UK Ireland and Sweden.

Britain's population has swelled by over 2 million since the EU you expansion, which has ultimately resulted in a majority 'out' vote during last months EU referendum, despite warnings of the economic perils of going it alone.

In terms of the rules for Croatian integration, nothing has changed or will change for the next two to three years. However, in recent months before the Brexit vote, the process was not becoming any easier.

If you arrive in the UK from Croatia expecting to walk into a job you will be disappointed, and without income you could run out of money very quickly.

Firstly, any legitimate employer will asked to see a national insurance number. Obtaining an N I number is not easy, Even if you were setting up a business here and legally working on a self-employed basis.

Secondly, if you want to work on a self-employed basis you will be restricted to a small number of occupations and agencies, for instance cleaning companies. If you are planning to go down this route, you should line up at a job before you travel, as it is expensive to live in the UK and you will quickly run out of funds without a job.

Finally, the popular student route is still available but the waiting time to obtain a yellow permit card, as well as paying fees to a college, has deterred people. The rules have not changed, but the guidance seems to have tightened up based on recent decisions. Postal applications are taking several months and it is extremely difficult to get an appointment for the same day service.

It goes without saying that you need to think very carefully about travelling to a country without a job or detailed knowledge of the rules.

Fortunately, the Internet and multi-billion dollar digital economy has given people the opportunity to earn money without travelling across borders or applying for visas.

Anyone can now set up a home based Internet business working from home or selling goods online. Companies like Amazon, eBay and Upwork offer everyone an opportunity to earn a living and even make a fortune working from home and living the laptop lifestyle.

I have been working online for over 10 years and it has never been as easy as it is right now to set up an online business I work from home. In the past, you needed a lots of technical knowledge and skills to set up websites and marketing ability to work online. Now there are companies which doodle for you.

The internet has opened up a whole new world of learning, working, socialising and doing business. We no longer need to go back to school or university to learn new skills. We can work from home, start a business or find a new life partner all from the comfort of our home.

At the click of a mouse, you can now find everything from a short instructional video to a full degree course online. If you would like more information on a free course on how to survive and thrive in the digital revolution and discover the truth about making money online, click here.

Theresa May will become the next UK Prime Minister, but will EU BREXIT take place?

Home Secretary Theresa May will become the next UK Prime Minister, replacing David Cameron who will officially resign on Wednesday, after her leadership rival Andrea Leadsom stepped down from the contest on Monday. There will be no drawn-out leadership election and May will move into Number 10 Downing Street this week.

Cameron, who was expected to stay on until the Autumn, will chair his last cabinet meeting today and, in line with British tradition and constitution, visit the Queen (Head of State) on Wednesday to tender his resignation.

He looks like a man who will be pleased to hand over the reins and get on with his life and young family. He will remain an MP in Oxfordshire and could take on other roles within the new government, although most former Prime Ministers tend to be gracefully retreat into the background to give the new leader space.

As Home Office boss since 2010, Theresa May oversaw David Cameron's plan to reduce net migration to the "tens of thousands" before the end of the last Parliament. The BBC claim she did not agree with the policy which saw thousands of private colleges closed down and abolition number of schemes including post study work visa, which attracted foreign students to come to the UK to study.  

The plan failed, partly due to uncontrolled EU migration, and year net migration topped 330,000. The Conservative government has reduced new non-EU immigration, for instance by capping work permits and reducing the number of visa appeals allowed, but it will take a number of years for these policies to bear fruit. In the meantime, family migration - linked to migrants already in the UK - will continue to boom for the next few years even if we leave the EU.

BBC Home Affairs correspondent Danny Shaw said that May had a vice-like grip on the huge department cover immigration, UK borders, policing and counter-terrorism, and developed a deep understanding of the issues. Having met her after a speech at a small gathering, I can attest that she handled tough questions with ease and knew her subject inside out.

“BREXIT means BREXIT” - Theresa May

In her first public speech as PM elect yesterday, Mrs May said she would build a better Britain and make us stronger together. She also promised implement the BREXIT plans to leave the European Union and make a success of it. She would appear to be ruling out any chance of a second referendum despite being a ‘remain’ campaigner before the historic vote where 17 million people voted out and 16 million voted to stay in the EU. 

There are no plans to reverse BREXIT (Britain's exit) and the actual process will take place after a Parliamentary vote to invoke 'Article 50' and start the complex divorce negotiations to quit the EU. 

There is no change to the status of EU Nationals living in the UK at the moment and life goes on for everyone as we all deal with our own 'economy'.

Contrary to 'doom and gloom' predictions, life is getting back to normal with the Stock Market at higher pre-referendum levels, John Lewis reporting an bounce-back in sales and foreign property investor enquiries soaring with the benefit of a cheaper Pound - which has also helped tourist numbers leap. Siemens, the German industrial giant, has announced that it will stay in the UK and invest more money.      

At the time of writing, there has been no announcement on who will take over as Home Secretary, as she will now be in charge of appointing her successor or reshuffling the cabinet. 

Theresa May, who rose from humble beginnings as the daughter of a Vicar and served as a Councillor and Party Chairman, is seen as the steady pair of hands needed to guide the country through the challenging times ahead. She lasted longer in the Home Office – traditionally seen as a graveyard post – than any Home Secretary in modern times and is a ‘no nonsense’ leader who “gets on with the job”.

For further information on the status of EU Nationals in the UK following the BREXIT vote see the UK Government/UK Gov website: https://www.gov.uk/government/news/statement-the-status-of-eu-nationals-in-the-uk 

EU Brexit vote could be reversed as people take to the streets of London

Britain's exit from the EU is by no means certain, as the main political parties deal with internal splits and resignations. 

Following Britain's historic referendum in June, when 17 million people voted to leave the European Union, there have been mass protests in London at the weekend and petitions signed by millions of people calling for a "second vote".

The EU referendum has divided the nation into two camps – leave/out and remain/in. Just over 50% of voters opted to leave the EU, but that still left 16 million unhappy people who want to remain.

Immigration is again high on the agenda, as those who voted to leave have been branded by some as xenophobic and even racists.  They would argue that the main reason they voted 'leave' was to return control of the country from Brussels to the democratically elected UK government.

There have been sporadic reports of racist attacks, mainly in the form of ugly verbal abuse, against migrants since the referendum.

The tide appears to be turning against the leave voters, with warnings of a UK recession and the loss of its triple A credit rating. This could result in higher borrowing costs for the UK, although I seem to recall that it was the same credit rating agencies which gave the thumbs up to U.S. sub-prime mortgages securities, which led to the financial crisis in 2008. 

The possibility of post-EU job losses does not help the leave camp’s case, with several multinationals and banks threatening to move their headquarters to Paris or Frankfurt.   

Prime Minister David Cameron, who resigned following the referendum, has refused to invoke Article 50, which would officially start the exit process, perhaps leaving the door open for a reversal of the peoples’ democratic decision.

Mr Cameron's successor looks increasingly likely to be the current Home Secretary Theresa May, who was firmly on the side of remaining in the EU.  

Although the referendum vote is not actually binding on the government and would have to be ratified in Parliament, it would be difficult to ignore the wishes of 17 million voters. 

However, with many leave voters suffering from buyer’s remorse, there is no doubt that a second referendum could swing in favour of a vote to remain in EU, especially if previously absent younger voters register and exercise their vote.  

This story is set to run and run. UKIP leader Nigel Farrage, who arguably forced Cameron into promising only the third referendum in English history, has stept down this week. The opposition Labour Leader, Jeremy Corbyn is facing a coup and Scottish Leader Nicola Sturgeon is taking advantage of the chaos and calling for another independence referendum.

Former London Mayor and leave campaign front man, Boris Johnson, dropped out of the race for the top job last week to the surprise of his supporters who saw him as a future Prime Minister. Perhaps he does not want to be seen as the man who actually took the UK out of the EU for good?

In the meantime, ordinary folk like you and me have to leave the politics aside and get on with our lives running our economy. The stock market and pound may go up and down and the Governor of the Bank of England may cut interest rates to stimulate growth, but the average person has to carry on earning, spending and saving.

Are you happy in your job?

UK workers tend to work much longer hours than their counterparts in France and Germany, and our labour laws are more flexible, which is one reason why so many foreign companies choose to invest here. Large numbers of workers are now on so-called zero-hour contracts, which is good for employers but offer no guarantee of how many hours will be offered to the employee on any given day.

Whilst most are grateful to have any kind of job, it does follow they are happy with the daily grind and drudgery of work. Unlike their parents or grandparents who accepted the status quo, many younger people are looking for something more out of life – they actually want a life and are not prepared to work for 40 years doing a job they hate in the hope that they can enjoy their life in retirement.

Even if young people do their time and reach the magic retirement age, the chances are they will have little to look forward to in terms of a pension. The previous baby boomer generation had the luxury of full employment and final salary pension schemes, which are now almost exclusively only available to public sector employees. The country is facing a ‘pensions time bomb’, where millions of people will be unable to retire due to lack of resources even after earning money throughout their working lives.

There are options to save into a private pension (the benefits of which are not guaranteed), but with wages being forced down and the cost of housing reaching record levels due to a population boom, most ordinary workers will never be able to save enough to live on during a retirement which could last as long as their working lives.

The home based work and business revolution

There has been a substantial economic shift during the past decade helped on by the technological and information revolutions.

Millions of people are now choosing to work from home and avoid the pain of leaving their families behind for employment thousands of miles away.  

Major outsourcing platforms like Upwork.com and Fivver.com offer anyone with a laptop and an internet connection the chance to earn a living working from the comfort of their own home anywhere in the world. 

We can also trade stocks and shares or foreign exchange (FOREX) using inexpensive real-time technology that would have previously only been available to large institutions.

Students can also earn legitimate degrees from major universities online at a fraction of the cost of travelling abroad.

Making money with home-based businesses like AffiliateMarketing - selling other people's products for a commission - now offers huge opportunities in the home-based business economy and I believe it is only just getting started. 

Companies like Amazon and Ebay offer affiliate marketing programs, albeit for small commissions meaning you have to sell a lot of products to make serious money. With some schemes, you will need quite a bit of technical knowledge to set up your own websites, systems and marketing campaigns.

More and more people are looking to ditch the daily grind of commuting to work, doing a job they hate and spending their lives trading their time for money working for someone else.