Can you really "Think and Grow Rich" as Napoleon Hill claims in his famous book?

Think and grow rich, really?

One of the all-time great self-help books has to be Think
and Grow Rich by Napoleon Hill. I still have my battered old copy of the book,
which I bought in the Philippines in the 1980’s.

Written in the 1930s by Hill while working in the White
House for President Roosevelt during the dark American depression years, it
still inspires people 90 years on.

This book is the daddy of all self-improvement books selling
well over 10 million copies and still selling. It claims to have made thousands
of people millionaires and I know people have turned their lives around after
reading this book and taking action.

My treasured battered old copy of Think and Grow Rich

One of Hill’s mentors, Andrew Carnegie, started him on a 20
year quest to study and write about what makes people successful and gave him
his secret, which Hill cleverly sprinkles throughout the book without
specifically revealing it.

Carnegie, then the richest man in the world worth over 400
million and still one of the all-time wealthiest men when his wealth is
adjusted for inflation, introduced Hill to the likes of Henry Ford and Harvey
Firestone. He went on to give most of his fortune away setting up thousands of
Carnegie libraries in America and Britain. Bill Gates and Warren Buffett are
following in Carnegie’s footsteps.

The brilliant title, “think and grow rich”, is actually a
little deceiving because it suggests that you can merely “think” and grow rich.

I remember reading:

First you have to decide on exactly how much money you want.

Secondly, you must decide what you will give in return for
the money, as there is no such thing as something for nothing.

There’s always a catch!

However, if you read the book, you’ll discover that it’s
packed with practical ideas and advice to help you accumulate wealth and riches
– whatever that means to you.

The author never suggested that you could just sit there meditating
and think and grow rich. Ohm, the money will come!

Hill specifically refers to many steps including, organised
planning, specialise knowledge, taking decisions, masterminds, goal setting and
taking action to start a small business or getting a better job.

Interestingly, some of the small business idea are not
dissimilar to the sort of things you would do as a start-up entrepreneurial
today.

Napoleon Hill writes about how to start in a service
business, which is ideal for somebody with little or no capital. That’s still
true today. He even offers bookkeeping as an example of a good service to start
with. Even today, most businesses need a good bookkeeper just as much as they
need an accountant. When I was in business, we always struggled to find a good
bookkeeper and had to pay well to find a good one.

Other useful tips he gives are getting help writing a better
CV so that you can get a higher paid job and gaining specialist knowledge as
opposed to the general knowledge taught in schools.

He also talked about people bringing business ideas to
venture capitalist and becoming overnight millionaires.

Some of the chapters were a little weird, but overall the
advice is still relevant even by today’s standards. 

Hill cleverly mentions the one ‘big secret’ placed
throughout the book, but doesn’t tell what it is! You have to read the book to
find it.

Nowadays, it is far easier to get started in business with
the advent of the digital age. Fortunes have been made faster than ever before.
We have so many tools at our disposal that you can get on business within a day
with no premises, leases or staff.

More training and specialist knowledge – from courses on
getting started in property or setting up an Amazon store - is available than
ever before. You don’t need years or even months to learn new skills.

If you would like to learn how to increase your earning
power and expand your wealth, drop me an email to charles@charleskelly.net

Check out my Money Tips podcast: on iTunes:

https://itunes.apple.com/gb/podcast/money-tips-podcast/id1442532994?mt=2

7 Tips to be more creative 17 Jan 2019

7 Tips
To Become More Creative And See Opportunities

Have
you ever been in a country and had trouble finding a taxi? This happened to me
many times in America, where I was stuck for hours miles from my hotel., And in
the Philippines where it was not only hard to find a cab but when you found one
they always tried to rip you off.

I
had a story recently that the founders of Uber was in a similar situation while
attending a conference in Paris a few years ago but decided to do something
about it. They of course went on to found a company which now provides millions
of people with a good transparent service, which we can use from our phone and
pay for without cash.

According to Investopedia.com, Uber’s story began in Paris
in 2008. Two friends, Travis Kalanick and Garrett Camp, were attending the
LeWeb, an annual tech conference the Economist describes as “where
revolutionaries gather to plot the future". 

In 2007, both men had sold start-ups they co-founded for
large sums. Kalanick sold Red Swoosh to Akamai Technologies for $19 million
while Camp sold StumbleUpon to eBay for $75 million. 

Rumor has it that the concept for Uber was born
one winter night during the conference when the pair was unable to get a cab.
Initially, the idea was for a timeshare limo service that could be ordered via
an app. After the conference, the entrepreneurs went their separate ways, but
when Camp returned to San Francisco, he continued to be fixated on the idea and
bought the domain name UberCab.com. 

In 2009, Camp was still CEO of StumbleUpon, but he
began working on a prototype for UberCab as a side project. By summer of that
year, Camp had persuaded Kalanick to join as UberCab’s ‘Chief Incubator’. The
service was tested in New York in early 2010 using only three cars, and the
official launch took place in San Francisco in May. 

The rest, as they say, is history.

Uber’s disruptive technology, explosive growth, and constant
controversy make it one of the most fascinating companies to emerge over
the past decade. The almost ten-year-old company soon grew to become the
highest valued private startup company in the world. But with its rapid
growth came many controversies that knocked down its valuation from a lofty $70
billion to $48 billion in its last funding round in Jan. 2018. On May 23, 2018,
the company announced a new tender offer that would bump the company's
value to $62 billion. Source: Investopedia.com

On
my recent holiday I was able to use Uber and similar apps. The cars are clean,
the vast majority of the drivers are polite and I no longer get ripped off when
arriving at an airport.

Do
you ever find yourself complaining about a service or situation?

Dr Joe
vitality said that whenever you see a lot of people complaining about something
there is always an opportunity there.

I
used to complain about not been able to find a taxi or getting ripped off, but
I never saw the opportunity to do anything about it.

You
may have seen the recent movie, The Greatest Showman, which was about BT
Barnum. Barnum was not only a great showman, but it was someone that sort
opportunities where other people only saw problems. In other words, he was a
visionary.

Thousands
of products and businesses have been started by people who wanted to solve a
problem. I’m sure you have had ideas for products or services, but perhaps you
were not able to follow them through. Sometimes our mind or that voice in our
head tells us things like:

“That
will never work”

“
someone else is probably doing it already”

Or,
“ it’s too difficult and you can’t do that”

Before
you know it, you’ve talked yourself out of it and a few years later you find
that someone else has “stolen” your idea!

By
opening your mind to the opportunities around you, you too can become a
visionary. You don’t have to form an Uber or a Google or Facebook. Remember
that all of these companies were formed to solve a problem. In the case of
Facebook the founders wanted to meet girls on campus. Do you remember what it
was like using search engines before Google?

7 techniques
to help you become more creative and see opportunities:

1.     
Open
your mind and realise that problems are opportunities. There’s an old saying
that where there’s muck there’s brass meaning that where there’s dirt or messy
problems, there is money and opportunity.

2.     
Clear
the clutter and noise from your mind. Sometimes we literally can’t see the wood
from the trees because our minds are cluttered with so many things that we
can’t see things that are right in front of us.

Techniques to clear your mind include meditation and just
being quiet with yourself. Meditation doesn’t need to be complex, but you will
improve with practice.

Dry just sitting and breathing into your belly for a few
minutes. Just take deep breath right down into your belly and watch your
stomach move up and down

just concentrate on the breathing and let other thoughts
come and go. See if you can do that for two minutes. Then extend it for longer.
You don’t have to think of anything or listen to meditation musical tapes.

3.     
Sit
still for 30 minutes.

I learned this from the great Brian Tracy. His technique
involves going into a quiet room and sitting for 30 minutes with no music no
phones, no coffee or food just you in a chair in a quiet room. You don’t need
to think of anything but you need to be quiet and just alone with yourself.

Nowadays we are hardly alone with ourselves for any length
of time because we have so many distractions, especially our smart phones which
are buzzing and pinging every minute. Try this technique and you’ll be amazed
at how many ideas just pop into your head when you least expect it. You will
also feel relaxed, refreshed and calmer.

4.     
Go
for a walk.

This
is especially effective if you can walk around nature in a field or a park.
Just walk and admire nature, the Sun or the sky. Health practitioner suggests
that we should walk for at least 30 minutes a day so you can combine the
techniques and kill two birds with one stone!

5.     
Keep
a notebook or a journal and write down every idea you think about during the
day.

You
might be surprised at how many ideas you’re already generating right now. When
doing your own “brainstorming”, remember that you’re not judging the idea at
this moment. Just write them down and return to them later. Serial
entrepreneurs like Richard Branson and Simon Woodroffe (who founded Yo! Sushi) carry
notebooks and journals with them and make notes all the time. You can also make
notes on your phone or laptop, but there’s something about physically writing
an idea down that activates your brain. The late Jim Rohn used to be big on
giving journals. He kept journals all of his life. I remember him saying to me,
don’t trust your memory.

6.     
Act
on your ideas immediately.

It
has long been known that acting on an idea immediately gives it far more chance
of going from gestation to birth. Acting on your idea could mean something as
simple as writing it down or putting in your diary to follow up later. Nowadays
we can research things immediately on Google, so we have no excuse!

7.     
Finally,
never underestimate the power of your own mind.

You
don’t have to be a genius to be wealthy or successful you just have to be
focused.

I remember working in commission only salesforce in the
1980s where the top salesman, a guy called Doug, was earning 20 times the
income of the bottom 20% - around £100,000 per annum, which was a lot of money
back then. He didn’t seem to work any harder than anybody else. Doug was in his
50’s and put in a full day but never really looked stressed. However, he did
not hang around at the coffee machine gossiping or chatting about the recession
we were going through – he decided not to join it! He did have a PA, which
separated him from the rest, but other than that he was a fairly ordinary guy.
He came out on an appointment with me once and I thought I was going to say
this really super salesman. Surprisingly, he was quiet, unassuming, normal and
did more listening than talking.

The manager of our branch got him to give a talk on how he
was so successful and earned so much commission when others were struggling.

When I heard he was given a talk I was really excited and
thought I was really going to get some big secret and new ideas. When he gave
the talk, I was a little disappointed as he didn’t really say very much that I
didn’t already know.

However, there are two things that stuck out in my mind from
his talk all those years ago. Firstly, he was a relentless prospector and
marketer and was always sending out letters or making calls.

Secondly, when asked by my audience member what his secret
to success was, he just pointed his finger to his head and said, “it’s all up
there, in your mind”.

You only need one good idea, followed through with action
and persistence to turn your fortunes around. There are thousands of stories of
men and women of all ages from 10 year old YouTube millionaire kids to Colonel
Sanders, who started KFC when he was 65 years old and unable to live on his
pension – he approached thousands of companies before his idea took off.

https://itunes.apple.com/gb/podcast/money-tips-podcast/id1442532994?mt=2

Immigration Matters: UK Home Office White Paper sets out post-Brexit im...

Immigration Matters: UK Home Office White Paper sets out post-Brexit im...: In a major shake-up to the immigration rules, thousands of low-skilled migrants could come and work in the UK for up to a year under  pro...

UK Home Office White Paper Reveals Post-Brexit Immigration Rules for EU and Non-EU Migrants

In a major shake-up to the immigration rules, thousands of low-skilled migrants could come and work in the UK for up to a year under proposed new post-Brexit migration rules.

The low-skilled migration programme is intended to protect parts of the economy reliant on overseas labour until 2025.

British Home Secretary Sajid Javid told the press that the new system would be based on UK needs rather than where migrants were from and show the UK "open for business".

Announcing what he said would be the biggest shake-up of immigration policy for 40 years, Mr Javid has moved away from a "specific target" for reducing numbers coming into the UK, net migration would come down to "sustainable levels", he said.

The government White Paper - a document setting out proposed new laws before they are formalised in a government bill and law - includes:

• Removing the cap on the number of skilled workers, such as doctors or engineers, from EU and non-EU countries
• A consultation on the minimum salary requirement of £30,000 for skilled migrants seeking five-year visas
• No visas for visitors from the EU
• Phasing in the new system from 2021

The Home Secretary said the proposals would enable the UK to exercise control over its borders and "deliver on the clear instruction" of the British people when they voted to leave the EU.

The ending of free movement from the European Union forms part of Prime Minister Theresa May's Brexit deal.

Lower-skilled and unskilled working migrants will no longer be able to come to work in the UK from Europe and automatically settle permanently the government says.

A "transitional measure" will allow people from "low-risk countries" in Europe and outside the EU will be able to come to the UK, without a job offer, and seek work for up to a year on a temporary visa, similar to a working holiday arrangement.

The new scheme will help fill vacancies in sectors such as construction and social care which are dependent on foreign labour. Ministers fear these sectors will struggle to adapt when free movement of labour ends.

There will be a "cooling off period" after a year of temporary work, meaning people will be expected to leave at that point and not to apply again for a further 12 months.

Applicants will have to pay a fee and will not get access to public funds or be able to switch to any other migration visa scheme.

The numbers being admitted on the one year scheme could be "similar" to the 170,000 workers from outside the European Economic Area currently in low or unskilled roles, it is estimated.

Critics, such as Migration Watch, argue that there was no way of making sure people left after a year and the immigration figures, which do not include people in the UK for less than a year, could be distorted as a result.

"It is shocking that the government should have caved in so completely to the demands of industry while ignoring the strong public desire to get immigration down," said Migration Watch chair Lord Green.

"The chief winners will be business, as they exploit the bonanza of a huge new pool of labour from around the world while continuing to avoid their responsibility to the public to recruit and train up local talent."

The curbing of free movement is expected to work both ways affecting Brits who want to work in Europe. The EU has not given any blanket assurances to Britons living in other EU countries instead leaving it to individual member states to set their own rules.

See also:

UK Government To Change Visa Rules For Doctors And Nurses


London Tops University Destination For International Students

Watch out for my new book, which will be launched in 2019, Yes, Money Can Buy You Happiness.

Immigration Matters: Home Secretary Relax Tier 4 Student Visa Rules Whi...

Immigration Matters: Home Secretary Relax Tier 4 Student Visa Rules Whi...: Thousands more foreign students will be able to study in UK universities under plans to relax Tier 4 visa rules the Home Office announced...

Home Secretary Relax Tier 4 Student Visa Rules Which Could See A Boost For UK Universities And Buy-To-Let Landlords

Thousands more foreign students will be able to study in UK universities under plans to relax Tier 4 visa rules the Home Office announced this week.

The Mail on Sunday said the Government will scrap rules requiring overseas students to provide evidence of sufficient funds to live here and speak English.

Students add billions to UK economy say universities

Home Secretary Sajid Javid has simplified the process of securing so-called 'Tier 4' visas for students from countries it considers a 'low risk' of abusing the system.

Critics warned that easing the rules risked bogus or underqualified students who submitted applications in a bid to beat border controls slipping through the net. But the Home Office insisted there was no evidence students from the countries involved had exploited the system. Officials insisted random spot-checks would weed out wrong-doing.

Home Secretary Sajid Javed

The measure follows other immigration reforms unveiled by Mr Javid designed to make it easier for skilled non-EU migrants to work and live in the UK.

The recently appointed Home Secretary appears to be sweeping in a new migration mood after relaxing working visa rules to allow more non-EU doctors andnurses to work in Britain. He has enabled the NHS to recruit more medical staff by excluding them from the migration cap, which means businesses and employers will be able to hire an extra 8,000 skilled non-EU workers, such as engineers, IT professionals and teachers.

The Home Office has also added 11 countries to its 'trusted' list for the purpose of student visas. The additional countries – China, Cambodia, Indonesia, Thailand, Mexico, Bahrain, Serbia, Dominican Republic, Kuwait, Maldives and Macau – bring the list to 30, but excludes India.

They join trusted countries on list including Argentina, Australia, Barbados, Botswana, Brunei, Canada, Chile, Hong Kong, Japan, Malaysia, New Zealand, Qatar, Singapore, South Korea, Trinidad and Tobago, United Arab Emirates, the US and Taiwan. 

Overseas students from the nations on the list will enjoy a streamlined application process, with fewer documents required when applying for visas.

They will no longer need to submit evidence showing they meet the requirements for living costs of up to £1,265 a month, previous qualifications or evidence they can speak English fluently.

Figures show that in the year to March, some 100,769 students from the 11 nations were granted Tier 4 student visas to study in the UK.

The new measures have been welcomed by UK universities who have argued for easing restrictions on foreign students, claiming they contribute of £2.3billion annually to the British economy.

But Migrationwatch warned of a so-called 'slippery slope', saying: 'The last time the student visa system was loosened in 2009 it took years to recover from the massive inflow of bogus students, especially from India.'

In other measures, the Tier 1 immigration route for highly-skilled individuals will be expanded to include fashion designers who will be able to apply for the visas for 'exceptional talent' in the fields of science, humanities, engineering, medicine, digital technology or the arts.

The Home Office said the route was also being opened up to a wider pool of TV personalities and film stars.

Mr Javed also confirmed that Afghan interpreters and their families who have relocated to the UK can apply free for permanent residence.

Increased numbers of students coming to study in the UK could provide a much needed boost to the economy and buy-to-let property market, which have slowed since the Brexit referendum and stamp duty hikes.

Podcast Version

Check out my Money Tips Daily Podcast  episode "Student Visa Rule Change Boost To Property Lettings " on Anchor! https://anchor.fm/charles-kelly/episodes/Student-Visa-Rule-Change-Boost-To-Property-Lettings-e1lnkdhttps://anchor.fm/charles-kelly/episodes/Student-Visa-Rule-Change-Boost-To-Property-Lettings-e1lnkd

Listen to my Money Tips Daily Podacst, "UK To Relax Visa Rules For Nurse’s And Doctors" by Charles Kelly https://anchor.fm/charles-kelly/episodes/UK-To-Relax-Visa-Rules-For-Nurses-And-Doctors-e1l62v/a-a40kat

See also:

UK Government To Change Visa Rules For Doctors And Nurses

London Tops University Destination For International Students

How Did Billionaire Chelsea FC Owner And London Resident Abramovich Allow His Investor Visa To Expire?

Immigration Matters: UK Government To Change Visa Rules For Doctors And...

Immigration Matters: UK Government To Change Visa Rules For Doctors And...: The British government are set to relax immigration rules to allow more doctors and nurses from outside the EU to work in the UK. Ami...

UK Government To Change Visa Rules For Doctors And Nurses

The British government are set to relax immigration rules to allow more doctors and nurses from outside the EU to work in the UK.

Amid staff shortages in the NHS, the Home Office said foreign medics would be excluded from the government's visa cap on skilled migration.

The visa or work permit cap imposes an overall limit for all non-EU skilled workers at 20,700 a year.

It was introduced by Theresa May when she was Home Secretary in a bid to reduce net migration to the UK, but the NHS has recently complained that it has made it harder to fill job vacancies for doctors and nurses.

Prime Minister and former Home Secretary Theresa May MP

Tier 2 visas are a form of work permit for employers to hire skilled workers to the UK from outside the European Economic Area and Switzerland.

Since 2011, there has been a cap on the total number of these visas that can be issued, which had not been reached until December 2017.

The government change is due to increased demand for NHS workers, the largest employer in the UK, which account for 40% of all Tier 2 visas.

This week, the Financial Times reported that 2,360 visa applications by doctors from outside the European Economic Area were refused in a five-month period.

According to the BBC, NHS bosses have warned that immigration rules were hampering their ability to find workers after visas for 100 Indian doctors were refused earlier this year. However, it seems odd that the NHS would apply for 100 working visas without first checking on the availability of visas.

NHS England report that there were 35,000 nurse vacancies and 10,000 doctor posts unfilled in February.

Strict IELTS language tests and the perceived lack of settlement opportunities may deter nurses from countries like the Philippines choosing the UK over Australia, Canada and the U.S.

The changes are expected to only apply to doctors and nurses - but the government could release hundreds of visas a month for workers in other industries like IT and teaching.

Recently appointed Home Secretary Sajid Javid, who has suggested a rethink of some parts of the government's immigration policy, said: "I recognise the pressures faced by the NHS and other sectors in recent months. Doctors and nurses play a vital role in society and at this time we need more in the UK. That is why I have reviewed our skilled worker visa route."

Full details of the UK immigration rule changes are to be set out on Friday.

Podcast Version

Listen to  podacst, "UK To Relax Visa Rules For Nurse’s And Doctors" by Charles Kelly https://anchor.fm/charles-kelly/episodes/UK-To-Relax-Visa-Rules-For-Nurses-And-Doctors-e1l62v/a-a40kat

See also:

How Did Billionaire Chelsea FC Owner And London Resident Abramovich Allow His Investor Visa To Expire?

London Tops University Destination For International Students

Listen to my podcast "More Millionaires And Investors Than Ever" by Charles Kelly https://anchor.fm/charles-kelly/episodes/More-Millionaires-And-Investors-Than-Ever-e1fcnt/a-a3fj57

Listen to "3 Marketing Tips To Build Your Social Media Audience " by Charles Kelly https://anchor.fm/charles-kelly/episodes/3-Marketing-Tips-To-Build-Your-Social-Media-Audience-e1jus6/a-a3sv9a

Immigration Matters: London Tops University Destination For Internation...

Immigration Matters: London Tops University Destination For Internation...: London has been ranked the best city in the world for university students, according to a new international survey. The capit...

London Tops University Destination For International Students

London has been ranked the best city in the world for university students, according to a new international survey.

The capital of the UK replaced year's top city Montreal to rank as number one study destination for the first time in the QS Best Student Cities Ranking 2018.

The study, carried out by QS Quacquarelli Symonds, builds the rankings based on a number of factors, such as affordability, desirability and the view of students.

The student survey quizzed 50,000 students about the quality of their experience in their city, and their willingness to remain there after graduating.

London scored highly in the likelihood of students getting a job (or converting a student visa to a graduate work permit and eventually permanent residence in the UK) in the city at the end of their degree study in the UK. The city has a reputation as a multi-national international city with strong levels of tolerance and diversity.

There is also a concentration of world-class universities, such as University College London and Imperial College London, which makes the city attractive to students.

But the city did not score so well on affordability, coming in at 113th in the rankings.

Ben Sowter, research director at QS, said: "The 2018 ranking highlights the enduring quality of the student experience available in London.

"The city benefits from outstanding employment prospects, more world-class universities than any other city, and enviable lifestyle opportunities.

"These factors mean that the capital remains a great place to study despite eye-watering costs."

The Canadian city of Montreal dropped to fourth in the rankings, behind Tokyo in second and Melbourne in third.

Australia, which offers students the possibility of a longer term stay after graduating, also saw Sydney climb to ninth place, while the United States failed to see any of its cities make the top 10.

Paris ranked fifth, after topping the table in 2016.

Check out my Podcast episode "Get A Cashback When You Switch Banks" on Anchor! https://anchor.fm/charles-kelly/episodes/Get-A-Cashback-When-You-Switch-Banks-e16fk6

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Immigration Matters: How Did Billionaire Chelsea FC Owner And London Re...

Immigration Matters: How Did Billionaire Chelsea FC Owner And London Re...: One of the most astonishing stories I have come across in the last few years is the tale of the billionaire Roman Abramovich visa expiry f...

How Did Billionaire Chelsea FC Owner And London Resident Abramovich Allow His Investor Visa To Expire?

One of the most astonishing stories I have come across in the last few years is the tale of the billionaire Roman Abramovich visa expiry fiasco reported by the BBC and Sky news this week.

Roman Abramovich

The billionaire owner of Chelsea Football Club could not return to the UK to see his team beat Manchester United to win the FA Cup on Saturday because he is waiting for his UK visa to be renewed!

Reports from a source close to Sky News claim that his current visa expired in April, which is remarkable considering the oligarch has lived here for many years, employs staff in the UK and owns a house in one of the most expensive roads in London.

Two questions come to mind:

• How could he or his lawyers have allowed his visa to run out?
• Why has he not applied for indefinite leave to remain or permanent residence?

Apparently, an application for his visa renewal has been lodged but the process is taking longer than usual, according to Sky’s the source.

The press are now linking the oversight to the heightened diplomatic tensions between Russia and the UK in the wake of the Salisbury spy poisoning, along with recent British military involvement in Syria.

The Home Office would not be drawn on the circumstances surrounding Mr Abramovich's investor visa application, stressing: "We don't discuss individual cases."

Downing Street said visa applications from Russia are handled "rigorously and properly".

Amid press speculation, the Kremlin has now waded into the argument claiming that Russian businesses "often encounter unfriendly and unscrupulous actions".

Roman Abramovich is worth an estimated £9.3bn, according to the Sunday Times Rich List, and has spent hundreds of millions at Chelsea since taking charge of the London club in 2003.

It was widely expected that Chelsea’s current manager, who took them to the top of premier league last season, would be sacked regardless of the FA Cup result after a disappointed season. Conte should be alright for the time being, as his boss can’t get back to fire him!

He has close links to Vladimir Putin's government in Moscow and, earlier this year, was included for the first time on a US list of Russian officials and oligarchs close to the Kremlin that could serve as a basis for future sanctions.

Moscow accused Britain of unprecedented "anti-Russian mania", warning such an attitude could backfire and scare off foreign investors.

London Property prices hits new highs

Central London property prices have hit new highs in the last few years, partly due to foreign money, which some claim is dirty, pouring into the UK. A short leasehold flat in Kensington can cost tens of millions of pounds, and you don't even own the freehold!

Although prices have dropped in London, there are still investment opportunities in other parts of the UK, the world's 5th largest economy.

The British government rejected claims it is "turning a blind eye" to "dirty money" from Russia, and said it is determined to drive "dirty money and the money launderers" out of Britain.

Every migrant knows that you need to allow time to renew a visa, and that you can usually remain in the UK once your application has been lodged. The press are whipping up a scandal, but show little interest in the stories of thousands of ordinary migrants who face delays.

Check out my Podcast episode "Leasehold Property Is A Legal Landmine, Read This Before You Buy" on Anchor! https://anchor.fm/charles-kelly/episodes/Leasehold-Property-Is-A-Legal-Landmine-So-Be-Wary-e16oof

If you would like to learn more about property investment and attend a seminar, I have a limited supply of complimentary tickets for a beginner property course with a leading training provider - email me charles@charleskelly.net.

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Immigration Matters: Irish citizens will retain UK free movement rights...

Immigration Matters: Irish citizens will retain UK free movement rights...: Prime Minister Theresa May will give free movement rights to Irish citizens after the UK leaves the European Union, according to the Sunda...

Irish Citizens will retain UK free movement rights after Brexit

Prime Minister Theresa May will give free movement rights to Irish citizens after the UK leaves the European Union, according to the Sunday Telegraph.

The paper is calling the offer a “Schengen” style deal between Britain and Ireland, although this would go beyond a border-less travel area. However, we are still awaiting the Government’s formal proposal to the EU on sensitive issue of the Northern Irish border, straddling miles of country roads and farmland.

Although it has barely been mentioned, Britain and Ireland, along with the Isle of Man and the Channel Islands, has enjoyed an open border area since 1923, almost 50 years before they joined the Common Market - the free trade area which evolved into the European Union we know today. The Common Travel Area (CTA) allowed Irish citizens to live, work and remain in the UK as settled residents without filling in Indefinite Leave to Remain forms.

Many of my own Irish relatives came to the UK in the 1960’s with no passport and never needed one to travel back and forth between Britain and Ireland. In the 1950's and 1960's, it was the Irish who did the jobs the British workers did not want to do, such as road construction and care.  

I had many childhood holidays in Ireland long before I eventually applied for my first British passport.

There is also talk of CCTV cameras and automated number plate technology to track the movement of goods in vehicles across the Irish border, as part of a lighter customs regime.

With unelected EU officials playing a game of pre-negotiation hardball, it looks like the UK will have little option but leave the single market and customs union in a so-called hard Brexit.

The Brexit negotiations are creating uncertainty in the markets and with EU migrants, even though Theresa May announced that they are welcome to remain in the UK indefinitely.

The number of EU, as well as non-EU nurses applying to work in the UK has fallen dramatically, and thousands of British nurses are taking jobs overseas in countries like Australia, New Zealand and Canada.

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Immigration Matters: NMC to lower IELTS English language score for 7.00...

Immigration Matters: NMC to lower IELTS English language score for 7.00...: My sources tell me that the Nursing and Midwifery Council (NMC) are about to reduce the IELTS English language score from an overall band s...

NMC to lower IELTS English language score from 7.00 to 6.5 for international Nurses to work in the UK

My sources tell me that the Nursing and Midwifery Council (NMC) are about to reduce the IELTS English language score from an overall band score of 7.00 back down to 6.5 for international overseas trained nurses applying for registration to work in the UK.

The stringent IELTS requirement has been a stumbling block for many overseas trained nurses who want to apply for a Tier 2 working visa (work permit) to work in the UK as a Nurse (RGN). Even nurses with a UK degree have failed the test a number of times and had to leave the UK as they had run out of time with the Home Office.

Before 2007, nurses had to achieve a score of 6.5 in all four elements - Reading, Writing, Listening and Speaking. This was increased following consultations during a time when the government was trying to put the brakes on non-EU immigration.

The move follows news that NMC (the body which regulates and registers nurses) registrations by EU and non-EU trained nurses have reached worryingly low levels. In December 2016, just 100 EU nurses applied to join the register, compared with 1300 just six months earlier. Earlier this year, we reported that the number of EU nurses registering to working the UK had plummeted by 90%, which NMC head, Jackie Smith blamed on the Brexit effect.

The Nursing Times reported in May that the regulator was 'taking stock' of the English controversial language testing system requirement,which is actually more like an IQ test, after some NHS Trust chief nurses and nursing agencies warned that the exam was blocking overseas nurse recruitment.

There are thousands of nursing job vacancies in the UK in NHS hospitals and nursing homes. If you would like to migrate to the UK on a working visa as a nurse you should visit the NMC website. Most employers will expect you to have at least registered and preferably, where applicable, taken the online test and passed the IELTS exam.

See also:

EU nurses coming to the UK drops by 90% since Brexit

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EU migrants welcome to remain in UK indefinitely as Prime Minister outlines special settled status deal

Prime Minister Theresa May announced today plans to allow EU citizens living in the UK to remain here as residents following Brexit designed to put their "anxiety to rest".

Prime Minister Theresa May

Briefing MP’s in the parliament on the outcome of Friday’s EU summit, Mrs May confirmed that all EU nationals lawfully resident for at least five years will be able to apply for "settled status" and to bring spouses and children, the BBC reports.

EU migrants who arrived after a date yet to be agreed will have two years to "regularise their status" but will not enjoy the same rights.

The government has published a document summarising the UK's offer to EU citizens, which you can read here.

May said she wanted to give reassurance and certainty to the 3.2 million EU citizens living in the UK - in addition to citizens of the three EEA countries and Switzerland – as they are an "integral part of the economic and cultural fabric" of the UK.

However, she wants any deal on their future legal status and rights to be reciprocal and also give certainty to the 1.2 million British expats living on the continent after the UK leaves the EU - expected to be on 29 March 2019.

This promise could prove difficult to keep, as EU countries, such as France and Spain, already have less advantageous conditions for British expats than offered to EU citizens living and working in the UK. 

For instance, retired Brits are now facing the bleak prospect of paying for expensive health insurance or jumping on an Easyjet flight home every time they need treatment. This option could become closed to them if they are no longer resident in the UK.

The main points of the UK's proposal to EU citizens are:

• EU migrants granted settled status will be able to live, work, study and claim benefits as they can now
• The important cut-off date for eligibility will be no earlier than 29 March 2017 and no later than 29 March 2019
• EU family members of EU citizens living abroad will be allowed to return and apply for settled status
• Those EU nationals in the UK for less than five years at the specified date will be allowed to continue living and working in the UK and once resident for five years, they can apply for settled status
• Migrants arriving after the cut-off point will be able to stay temporarily, however, they should have "no expectation" that they will be granted permanent residence
• A period of "blanket residence permission" with less of the onerous requirements may apply to give officials time to process applications to stay in the UK
• The Home Office will no longer request evidence that EU citizens who weren't working held "comprehensive sickness insurance"

Those granted settled status, which is the same as ‘indefinite leave to remain’ (ILR) or permanent residence, will be "treated as if they were UK citizens for healthcare, benefits and pensions".

Mrs May added that the process of application – currently an 85-page form - would be simplified and a "light touch" approach applied to EU citizens, although she did say that criminal record checks will still be carried out when pressed by opposition MP's. 

Non-EU citizens will continue to endure the ever-changing lengthy Home Office forms and increasing high fees in order to gain indefinite leave to remain in the UK.  

"Under these plans, no EU citizen currently in the UK lawfully will be asked to leave at the point the UK leaves the EU," Mrs May said.

The widely expected plan should be good news for migrants worried about their post-Brexit status in the UK. Since Britons voted to leave the EU last year there has been a sharp increase in applications for ILR and UK citizenship. It has been suggested that those who have already obtained ILR may still have to apply for settled status.

Croatian citizens are currently subject to a 7 year restriction - similar to those imposed on previous EU entrants Bulgaria and Romania - on working from the date Croatia joined the EU.

Despite fears that hundreds of thousands or European citizens living here would return home, most seem to have remained as they have already made their life in the UK either running businesses or holding down good jobs.

UK property prices have started to fall slightly following the Brexit vote and recent general election which saw the Conservatives lose their overall majority.

See also:

UK election splits the country and calls for a softer Brexit approach

Cyprus, the fastest route to EU citizenship and European passports for you and your family

Fines issued to landlords under right-to-rent offences

Turn Your Passion into Profit

Immigration Matters: EU migrants welcome to remain in UK indefinitely a...

Immigration Matters: EU migrants welcome to remain in UK indefinitely a...: Prime Minister Theresa May announced today plans to allow EU citizens living in the UK to remain here as residents following Brexit design...

EU migrants welcome to remain in UK indefinitely as Prime Minister outlines special settled status deal

Prime Minister Theresa May announced today plans to allow EU citizens living in the UK to remain here as residents following Brexit designed to put their "anxiety to rest".

Briefing MP’s in the parliament on the outcome of Friday’s EU summit, Mrs May confirmed that all EU nationals lawfully resident for at least five years will be able to apply for "settled status" and to bring spouses and children, the BBC reports.

EU migrants who arrived after a date yet to be agreed will have two years to "regularise their status" but will not enjoy the same rights.

The government has published a document summarising the UK's offer to EU citizens, which you can read here.

May said she wanted to give reassurance and certainty to the 3.2 million EU citizens living in the UK - in addition to citizens of the three EEA countries and Switzerland – as they are an "integral part of the economic and cultural fabric" of the UK.

However, she wants any deal on their future legal status and rights to be reciprocal and also give certainty to the 1.2 million British expats living on the continent after the UK leaves the EU - expected to be on 29 March 2019.

This promise could prove difficult to keep, as EU countries, such as France and Spain, already have less advantageous conditions for British expats than offered to EU citizens living and working in the UK. 

For instance, retired Brits are now facing the bleak prospect of paying for expensive health insurance or jumping on an Easyjet flight home every time they need treatment. This option could become closed to them if they are no longer resident in the UK.

The main points of the UK's proposal to EU citizens are:

• EU migrants granted settled status will be able to live, work, study and claim benefits as they can now
• The important cut-off date for eligibility will be no earlier than 29 March 2017 and no later than 29 March 2019
• EU family members of EU citizens living abroad will be allowed to return and apply for settled status
• Those EU nationals in the UK for less than five years at the specified date will be allowed to continue living and working in the UK and once resident for five years, they can apply for settled status
• Migrants arriving after the cut-off point will be able to stay temporarily, however, they should have "no expectation" that they will be granted permanent residence
• A period of "blanket residence permission" with less of the onerous requirements may apply to give officials time to process applications to stay in the UK
• The Home Office will no longer request evidence that EU citizens who weren't working held "comprehensive sickness insurance"

Those granted settled status, which is the same as ‘indefinite leave to remain’ (ILR) or permanent residence, will be "treated as if they were UK citizens for healthcare, benefits and pensions".

Mrs May added that the process of application – currently an 85-page form - would be simplified and a "light touch" approach applied to EU citizens, although she did say that criminal record checks will still be carried out when pressed by opposition MP's. 

Non-EU citizens will continue to endure the ever-changing lengthy Home Office forms and increasing high fees in order to gain indefinite leave to remain in the UK.  

"Under these plans, no EU citizen currently in the UK lawfully will be asked to leave at the point the UK leaves the EU," Mrs May said.

The widely expected plan should be good news for migrants worried about their post-Brexit status in the UK. Since Britons voted to leave the EU last year there has been a sharp increase in applications for ILR and UK citizenship. It has been suggested that those who have already obtained ILR may still have to apply for settled status.

Croatian citizens are currently subject to a 7 year restriction - similar to those imposed on previous EU entrants Bulgaria and Romania - on working from the date Croatia joined the EU.

Despite fears that hundreds of thousands or European citizens living here would return home, most seem to have remained as they have already made their life in the UK either running businesses or holding down good jobs.

UK property prices have started to fall slightly following the Brexit vote and recent general election which saw the Conservatives lose their overall majority.

See also:

UK election splits the country and calls for a softer Brexit approach

Cyprus, the fastest route to EU citizenship and European passports for you and your family

Fines issued to landlords under right-to-rent offences

Turn Your Passion into Profit

Immigration Matters: UK election splits the country and calls for a sof...

Immigration Matters: UK election splits the country and calls for a sof...: The UK General Election is finally over resulting in a hung parliament, with Theresa May's Conservative party winning 318 seats - eigh...

UK election splits the country and calls for a softer Brexit approach

The UK General Election is finally over resulting in a hung parliament, with Theresa May's Conservative party winning 318 seats - eight short of an outright majority.

Mrs May won more seats than any other party and can still form a government, courtesy of ten DUP MP's in Northern Ireland. However, she did not obtain the desired "mandate" to negotiate a hard Brexit with EU leaders and ‘remainers’ in her own party could push to stay in the single market, while others could seek to derail the whole project. 

If either of the above scenarios came true the whole nation-dividing EU referendum and Brexit dream will have been for nothing, as nothing much will have changed – other than the UK losing its seat at the European table. 

Free movement will have to stay as part of any single market deal, which effectively throws any net migration targets out of the window. 

Remain campaigners and repentant EU leavers could be forgiven for sighing a breath of relief, although May has vowed to keep moving forward with ‘business as usual’ style negotiations starting this month.  

The election result shows that country has spoken. The people do not want a hard "no deal is better than a bad deal" exit from the EU, as illustrated by the collapse in UKIP vote and young voters turning to Labour. If a second ‘in/out’ referendum were to take place now, what do you think the result would be?

In the meantime, life goes on as usual for most us (not, unfortunately for those MP in office) and we have to carry on making our own 'economy' and driving the vehicle towards our passion and goals.  

The UK is still a popular destination for working and wealthy migrants seeking a safe country with a strong economy and rule of law.

Europe is the most sought after region in terms of high net worth immigration, accounting for over half of the total number of global citizenship applications, with the Caribbean in second place, followed by North America in third. Recent studies conducted by global immigration experts, ranked the Cyprus Citizenship by Investment Program among the “top ten best in the world”.

See also:

Cyprus, the fastest route to EU citizenship and European passports for you and your family

How will UK Immigration changes on 6 April affect you?

Fines issued to landlords under right-to-rent offences

Turn Your Passion into Profit